Beneficial Insurance Solutions is a small, independent company where personal service & long-term relationships are more than just catch phrases.

We like to get to know our clients, have a little fun in our work and do our best every time. We see every new client as someone we still want to be working with years from now – and that’s usually what happens.

Our History: In 2003 & 2007, Ron Farrell purchased Bencharski Insurance & Caldwell Insurance respectively. After several improvements to the businesses he acquired, Ron felt it was time to shape a new identity. We believe that the term “Beneficial” really speaks to what we are here to do – provide appropriate coverage, while respecting the value of your dollar. We are here to benefit you.

In addition to our licensed brokers, we have a team of administrative personnel providing integral support for the company, handling many important duties such as answering the phone and greeting clients, data entry, accounting, human resources and much more. Say hi to them when you stop by too!


Our Team

Ron Farrell, CAIB
President / Owner
Ron is a native Calgarian who has been a licensed insurance broker since 1997, and has been with Beneficial Insurance since 1999. Ron specializes in life, disability, critical illness and group insurance.

He loves the insurance industry as it is a cornerstone of the economy and it is a great way for him to help everyone protect themselves against life’s eventualities. Ron is currently working toward his CPIB (Canadian Professional Insurance Broker)
Gary has been a licensed insurance agent since 2006 and he specializes in hard to place and commercial accounts. He says he particularly loves the challenge of finding just the right insurance product, no matter how complex the circumstances may seem.

Gary is working towards attaining his CAIB (Canadian Accredited Insurance Broker) designation. Gary also has his Level 2 Insurance Licence and his Life Licence, and a Bachelor of Business Operations.
Kent Miles
Licensed Insurance Broker
Email Id:
Kent began his career in the insurance industry in 2014. He started as a personal lines broker where he learned the fundamentals of the insurance business. Kent subsequently moved to Beneficial Insurance working in both personal and commercial lines of business where his interest in all aspects of insurance has helped him to develop a solid understanding of the insurance and surety needs of his clients.

Kent is a born and raised Calgarian, graduating from both Mount Royal University and the University of Calgary in Criminal Justice and Education respectively. Kent is currently enrolled in the Chartered Insurance Professional (CIP) program through the Insurance Institute, and is also working towards his life Insurance Licence.

Kevin Kornelsen
Kevin brings to our team a wide variety of training in the fields of hospitality, business, sales, and education. His dynamic customer service experience has gained him an appreciation for the varied needs of a diverse clientele. Kevin is devoted to continued education in order to be on top of the most relevant information and products to assist you with your insurance goals.

Jocelyn Payne
Jocelyn was born into the insurance industry - her grandfather was a life insurance broker, her father was a commercial insurance broker, and her sister is an independent claims adjuster. She began her insurance career in 2008, and came to Beneficial insurance in 2017, bringing with her extensive experience and knowledge.

Her ability to provide her clients with education and recommendations has been the key to her success, and the overall consumer experience. She plans to pursue an education to further her understanding of all aspects of insurance. Her ambitious attitude and kind nature have been a proven asset to our team.