represents permanent financial security for your family if you should pass away. It also means the peace of mind of knowing that you have left your loved ones provided for. But the choices can seem confusing. We will take the time to help you pick the right product for your stage of life, whether that’s term or permanent, whole life or universal life.
While term insurance provides an inexpensive coverage alternative for temporary life insurance needs, only 3% of all term insurance policies actually result in claims. This is because the insured person either outlives the term coverage, or lapses the policy when the premiums increase at the 10 or 20 year intervals.