Standard Auto Insurance :
What You Need To Know

Sometimes life throws you a lemon, sometimes you buy one. Beneficial Insurance is here to help you make the most out of your auto insurance!

We will ensure you have the best coverage available while respecting the value of your dollar. Our friendly, respectful brokers will help find you the type of insurance you need – while consuming very little of your valuable time! Call us today to find out more.

General Information: Auto Insurance

Auto insurance is one of the most common types of insurance, and yet one of the most misunderstood. Factors such as driving distance, age, usage and insurance experience all play into the final premium. As any one of these factors changes, whether it be positive or negative, they will have insurance premium. A good example of this is when a person retires who used to drive to work every day, they will most likely see a reduction in premium.

A common misconception is that all insurance companies have the same underwriting criteria and pricing when in fact nothing could be further from the truth. When dealing with a broker, he/she could highlight the differences based on your unique situation.

Call your Beneficial broker today to find out more!

What Do I Need To Bring For A New Policy?

Sometimes, it's confusing to know what you need to bring with you when you get a new policy. Read the list below, so you can be prepared:

  • A valid driver's license
  • Vehicle information (financing, vehicle inspection report, etc)
  • Past driving history & experience (if appliciable)
  • Driver's training certificate (for new drivers)
  • A void cheque/direct withdrawl form*
  • Information for any other driver(s) to be added on the policy

* Monthly payments are subject to review by Insurance companies. Not every applicant will be eligible to receive monthly payment privelages.

Are You Up to Date on Information?

  • For general information, you can visit the Insurance Bureau of Canada
  • As of July 1st 2012, Alberta will be cracking down on impaired driving laws
  • As of September 2011, the Distracted Driving Law came into effect in Alberta
  • If you are becoming a new driver, or know someone who is, get the information you need here
  • To report an accident, or for further information, you can visit the Calgary Police Service website